As an insurance agent, you are likely always assessing potential risks before taking on a new customer or trying to gather information about an incident before you agree to pay out on a policy. Your potential client or customer will, of course, provide information to you that can help you make a decision, but how do you know you are really getting the complete picture? While you'd like to give the customer the benefit of the doubt more often than not, some situations might call for additional research.
One way that your insurance firm could gather additional information about a building or plot of land that you are insuring is through aerial imagery. It might be possible for you to hire a company that can give you current photographs or video of the property you are covering. Here's how an aerial imagery acquisition services firm could benefit your insurance company.
Get a Complete Picture of the Property Without Sending Someone There
Say you've been asked to insure a new commercial building and that company's surrounding land. In order to give the potential customer a quote, you might consider sending an agent to the site. But this could limit the amount of new policies you can take on because you can't just keep sending your limited number of agents all over the state or country. An aerial imagery company could instead do a fly-over and take detailed photos or videos of the land and building that you are agreeing to insure. These photos could also prove quite useful if the policy holder files a damage claim further down the line because you can compare the photos of the damage with what it looked like originally.
Get Photos of a Disaster Area Without Putting Anyone in Harm's Way
Does your company offer insurance for tornadoes, hurricanes, flooding, or other disasters? If so, you might not be able to personally check up on the situation if the entire area has been decimated by Mother Nature. But an aerial acquisition company will be able to send someone overhead to take photos of the disaster from above. This will help you confirm that your policy holder was a victim of the recent disaster, and you can also make sure that you aren't being taken for a ride by someone just hoping to cash in their policy because of a recent news event.
Contact an aerial imagery acquisition firm today to make sure your insurance company can make the right decision.